Call reports 2023
ESQUIRE BANK, NATIONAL ASSOCIATION — 2023
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,427,519,000 | 1,423,458,000 | 1,459,280,000 | 1,594,795,000 |
| Total loans | 958,315,000 | 1,046,152,000 | 1,105,089,000 | 1,199,533,000 |
| Allowance for loan losses | 12,952,000 | 14,179,000 | 15,328,000 | 16,631,000 |
| Securities available for sale | 107,936,000 | 103,681,000 | 114,373,000 | 122,107,000 |
| Securities held to maturity | 76,931,000 | 80,883,000 | 78,779,000 | 77,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,272,021,000 | 1,263,031,000 | 1,289,507,000 | 1,413,017,000 |
| Interest-bearing deposits | 713,131,000 | 749,597,000 | 809,822,000 | 933,306,000 |
| Noninterest-bearing deposits | 558,890,000 | 513,434,000 | 479,685,000 | 479,711,000 |
| Equity capital | 136,737,000 | 145,765,000 | 153,299,000 | 167,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,336,000 | 42,220,000 | 65,919,000 | 91,288,000 |
| Interest expense | 1,076,000 | 3,042,000 | 5,218,000 | 8,115,000 |
| Net interest income | 19,260,000 | 39,178,000 | 60,701,000 | 83,173,000 |
| Noninterest income | 6,137,000 | 12,802,000 | 19,340,000 | 25,577,000 |
| Noninterest expense | 11,443,000 | 23,361,000 | 36,043,000 | 48,823,000 |
| Provision for loan losses | 500,000 | 1,825,000 | 3,025,000 | 4,525,000 |
| Pretax income | 13,454,000 | 26,794,000 | 40,973,000 | 55,402,000 |
| Income tax | 3,565,000 | 7,167,000 | 10,854,000 | 14,749,000 |
| Net income | 9,889,000 | 19,627,000 | 30,119,000 | 40,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,327,000 | 160,065,000 | 170,558,000 | 181,162,000 |
| Total capital | 162,955,000 | 174,090,000 | 185,435,000 | 197,204,000 |
| Risk-weighted assets | 1,009,435,000 | 1,121,378,000 | 1,189,257,000 | 1,282,339,000 |