Call reports 2022
ESQUIRE BANK, NATIONAL ASSOCIATION — 2022
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,222,921,000 | 1,290,452,000 | 1,328,550,000 | 1,377,862,000 |
| Total loans | 817,861,000 | 858,351,000 | 874,139,000 | 945,329,000 |
| Allowance for loan losses | 9,491,000 | 10,271,000 | 10,885,000 | 12,223,000 |
| Securities available for sale | 134,161,000 | 122,664,000 | 111,375,000 | 109,269,000 |
| Securities held to maturity | 47,544,000 | 76,282,000 | 80,102,000 | 78,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,090,278,000 | 1,157,878,000 | 1,188,986,000 | 1,238,703,000 |
| Interest-bearing deposits | 595,704,000 | 639,627,000 | 738,069,000 | 782,268,000 |
| Noninterest-bearing deposits | 494,574,000 | 518,251,000 | 450,917,000 | 456,435,000 |
| Equity capital | 120,909,000 | 121,598,000 | 125,308,000 | 126,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,992,000 | 25,915,000 | 41,844,000 | 61,104,000 |
| Interest expense | 238,000 | 520,000 | 934,000 | 1,647,000 |
| Net interest income | 11,754,000 | 25,395,000 | 40,910,000 | 59,457,000 |
| Noninterest income | 5,482,000 | 11,694,000 | 18,126,000 | 24,895,000 |
| Noninterest expense | 8,697,000 | 18,282,000 | 28,184,000 | 38,684,000 |
| Provision for loan losses | 640,000 | 1,490,000 | 2,140,000 | 3,490,000 |
| Pretax income | 7,899,000 | 17,317,000 | 28,712,000 | 42,178,000 |
| Income tax | 2,093,000 | 4,589,000 | 7,609,000 | 11,177,000 |
| Net income | 5,806,000 | 12,728,000 | 21,103,000 | 31,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,800,000 | 132,709,000 | 141,133,000 | 141,006,000 |
| Total capital | 137,292,000 | 142,981,000 | 152,019,000 | 153,230,000 |
| Risk-weighted assets | 878,516,000 | 936,475,000 | 955,803,000 | 992,214,000 |