Call reports 2021
ESQUIRE BANK, NATIONAL ASSOCIATION — 2021
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 993,813,000 | 1,051,825,000 | 1,101,618,000 | 1,157,542,000 |
| Total loans | 702,940,000 | 706,377,000 | 743,095,000 | 783,526,000 |
| Allowance for loan losses | 13,181,000 | 14,017,000 | 8,665,000 | 9,077,000 |
| Securities available for sale | 131,595,000 | 126,300,000 | 141,703,000 | 148,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 868,037,000 | 921,762,000 | 977,445,000 | 1,029,071,000 |
| Interest-bearing deposits | 451,250,000 | 519,017,000 | 558,952,000 | 615,662,000 |
| Noninterest-bearing deposits | 416,787,000 | 402,745,000 | 418,493,000 | 413,409,000 |
| Equity capital | 114,680,000 | 120,044,000 | 114,798,000 | 121,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,170,000 | 21,005,000 | 32,467,000 | 44,364,000 |
| Interest expense | 195,000 | 389,000 | 598,000 | 828,000 |
| Net interest income | 9,975,000 | 20,616,000 | 31,869,000 | 43,536,000 |
| Noninterest income | 5,464,000 | 10,933,000 | 16,242,000 | 21,321,000 |
| Noninterest expense | 7,542,000 | 16,001,000 | 24,368,000 | 32,490,000 |
| Provision for loan losses | 1,800,000 | 2,650,000 | 6,400,000 | 6,955,000 |
| Pretax income | 6,097,000 | 12,898,000 | 17,343,000 | 25,412,000 |
| Income tax | 1,494,000 | 3,330,000 | 4,530,000 | 5,418,000 |
| Net income | 4,603,000 | 9,568,000 | 12,813,000 | 19,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,588,000 | 119,553,000 | 114,822,000 | 122,059,000 |
| Total capital | 123,890,000 | 128,617,000 | 123,488,000 | 131,137,000 |
| Risk-weighted assets | 740,301,000 | 720,226,000 | 776,437,000 | 825,493,000 |