Call reports 2020
ESQUIRE BANK, NATIONAL ASSOCIATION — 2020
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 813,644,000 | 840,750,000 | 869,519,000 | 930,955,000 |
| Total loans | 590,397,000 | 593,677,000 | 635,534,000 | 671,890,000 |
| Allowance for loan losses | 8,878,000 | 10,676,000 | 11,557,000 | 11,402,000 |
| Securities available for sale | 138,125,000 | 122,626,000 | 110,420,000 | 117,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 703,841,000 | 727,489,000 | 747,797,000 | 811,969,000 |
| Interest-bearing deposits | 436,346,000 | 448,594,000 | 424,167,000 | 451,133,000 |
| Noninterest-bearing deposits | 267,495,000 | 278,895,000 | 323,630,000 | 360,836,000 |
| Equity capital | 100,444,000 | 103,839,000 | 107,565,000 | 111,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,563,000 | 19,016,000 | 28,483,000 | 38,544,000 |
| Interest expense | 395,000 | 689,000 | 978,000 | 1,191,000 |
| Net interest income | 9,168,000 | 18,327,000 | 27,505,000 | 37,353,000 |
| Noninterest income | 3,121,000 | 6,086,000 | 9,970,000 | 14,660,000 |
| Noninterest expense | 6,311,000 | 12,568,000 | 19,327,000 | 26,544,000 |
| Provision for loan losses | 1,900,000 | 3,800,000 | 4,700,000 | 6,250,000 |
| Pretax income | 4,078,000 | 8,045,000 | 13,448,000 | 19,219,000 |
| Income tax | 1,081,000 | 2,132,000 | 3,564,000 | 5,093,000 |
| Net income | 2,997,000 | 5,913,000 | 9,884,000 | 14,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,792,000 | 101,705,000 | 105,660,000 | 109,953,000 |
| Total capital | 106,657,000 | 109,564,000 | 114,127,000 | 118,886,000 |
| Risk-weighted assets | 628,230,000 | 625,957,000 | 674,290,000 | 712,176,000 |