Call reports 2019
ESQUIRE BANK, NATIONAL ASSOCIATION — 2019
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 715,134,000 | 729,476,000 | 756,642,000 | 790,602,000 |
| Total loans | 488,031,000 | 514,558,000 | 533,949,000 | 565,369,000 |
| Allowance for loan losses | 6,049,000 | 6,433,000 | 6,741,000 | 6,989,000 |
| Securities available for sale | 152,909,000 | 147,693,000 | 139,165,000 | 146,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,677,000 | 628,819,000 | 649,993,000 | 682,186,000 |
| Interest-bearing deposits | 383,695,000 | 387,193,000 | 418,526,000 | 478,783,000 |
| Noninterest-bearing deposits | 234,982,000 | 241,626,000 | 231,467,000 | 203,403,000 |
| Equity capital | 87,734,000 | 92,607,000 | 97,198,000 | 101,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,433,000 | 17,716,000 | 27,214,000 | 36,564,000 |
| Interest expense | 555,000 | 1,293,000 | 2,044,000 | 2,548,000 |
| Net interest income | 7,878,000 | 16,423,000 | 25,170,000 | 34,016,000 |
| Noninterest income | 2,080,000 | 5,171,000 | 8,647,000 | 11,811,000 |
| Noninterest expense | 5,003,000 | 11,039,000 | 17,223,000 | 23,111,000 |
| Provision for loan losses | 425,000 | 825,000 | 1,250,000 | 1,850,000 |
| Pretax income | 4,530,000 | 9,730,000 | 15,344,000 | 20,866,000 |
| Income tax | 1,234,000 | 2,651,000 | 4,139,000 | 5,446,000 |
| Net income | 3,296,000 | 7,079,000 | 11,205,000 | 15,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,623,000 | 92,407,000 | 96,606,000 | 100,748,000 |
| Total capital | 94,673,000 | 98,841,000 | 103,348,000 | 107,738,000 |
| Risk-weighted assets | 526,174,000 | 555,848,000 | 571,510,000 | 604,183,000 |