Call reports 2018
ESQUIRE BANK, NATIONAL ASSOCIATION — 2018
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 554,909,000 | 583,500,000 | 639,923,000 | 658,103,000 |
| Total loans | 364,654,000 | 391,673,000 | 436,147,000 | 466,326,000 |
| Allowance for loan losses | 4,489,000 | 4,789,000 | 5,229,000 | 5,629,000 |
| Securities available for sale | 144,859,000 | 147,768,000 | 147,522,000 | 145,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,463,000 | 509,134,000 | 556,396,000 | 572,462,000 |
| Interest-bearing deposits | 316,656,000 | 326,403,000 | 362,231,000 | 355,700,000 |
| Noninterest-bearing deposits | 168,807,000 | 182,731,000 | 194,165,000 | 216,762,000 |
| Equity capital | 66,913,000 | 70,801,000 | 78,672,000 | 82,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,261,000 | 13,004,000 | 20,622,000 | 28,796,000 |
| Interest expense | 174,000 | 397,000 | 741,000 | 1,213,000 |
| Net interest income | 6,087,000 | 12,607,000 | 19,881,000 | 27,583,000 |
| Noninterest income | 2,074,000 | 4,054,000 | 5,854,000 | 7,855,000 |
| Noninterest expense | 4,896,000 | 9,682,000 | 14,983,000 | 20,033,000 |
| Provision for loan losses | 225,000 | 525,000 | 975,000 | 1,375,000 |
| Pretax income | 3,040,000 | 6,454,000 | 9,777,000 | 14,030,000 |
| Income tax | 813,000 | 1,726,000 | 2,615,000 | 3,753,000 |
| Net income | 2,227,000 | 4,728,000 | 7,162,000 | 10,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,024,000 | 73,528,000 | 81,959,000 | 85,328,000 |
| Total capital | 73,514,000 | 78,318,000 | 87,189,000 | 90,958,000 |
| Risk-weighted assets | 390,821,000 | 419,488,000 | 460,840,000 | 486,500,000 |