Call reports 2017
ESQUIRE BANK, NATIONAL ASSOCIATION — 2017
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 437,324,000 | 456,224,000 | 479,770,000 | 532,581,000 |
| Total loans | 290,556,000 | 307,418,000 | 328,670,000 | 348,978,000 |
| Allowance for loan losses | 3,523,000 | 3,823,000 | 4,084,000 | 4,264,000 |
| Securities available for sale | 103,652,000 | 97,302,000 | 107,816,000 | 128,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,798,000 | 402,349,000 | 414,512,000 | 467,955,000 |
| Interest-bearing deposits | 249,899,000 | 244,721,000 | 258,725,000 | 257,647,000 |
| Noninterest-bearing deposits | 137,899,000 | 157,628,000 | 155,787,000 | 210,308,000 |
| Equity capital | 48,126,000 | 51,455,000 | 62,740,000 | 62,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,432,000 | 9,188,000 | 14,542,000 | 20,394,000 |
| Interest expense | 137,000 | 273,000 | 402,000 | 538,000 |
| Net interest income | 4,295,000 | 8,915,000 | 14,140,000 | 19,856,000 |
| Noninterest income | 1,204,000 | 2,564,000 | 3,909,000 | 5,516,000 |
| Noninterest expense | 3,828,000 | 7,787,000 | 11,981,000 | 16,550,000 |
| Provision for loan losses | 150,000 | 450,000 | 725,000 | 905,000 |
| Pretax income | 1,521,000 | 3,242,000 | 5,343,000 | 7,917,000 |
| Income tax | 586,000 | 1,248,000 | 2,068,000 | 3,778,000 |
| Net income | 935,000 | 1,994,000 | 3,275,000 | 4,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,291,000 | 51,535,000 | 62,810,000 | 63,814,000 |
| Total capital | 51,815,000 | 55,359,000 | 66,895,000 | 68,079,000 |
| Risk-weighted assets | 312,273,000 | 329,681,000 | 344,666,000 | 368,538,000 |