Call reports 2016
ESQUIRE BANK, NATIONAL ASSOCIATION — 2016
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 349,739,000 | 387,027,000 | 406,835,000 | 424,173,000 |
| Total loans | 236,263,000 | 253,229,000 | 267,515,000 | 278,578,000 |
| Allowance for loan losses | 2,969,000 | 3,100,000 | 3,273,000 | 3,413,000 |
| Securities available for sale | 79,200,000 | 81,352,000 | 96,461,000 | 92,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,976,000 | 341,973,000 | 361,475,000 | 375,261,000 |
| Interest-bearing deposits | 195,377,000 | 237,180,000 | 244,860,000 | 245,799,000 |
| Noninterest-bearing deposits | 110,599,000 | 104,793,000 | 116,615,000 | 129,462,000 |
| Equity capital | 42,141,000 | 43,218,000 | 43,839,000 | 47,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,733,000 | 7,601,000 | 11,671,000 | 16,068,000 |
| Interest expense | 115,000 | 233,000 | 373,000 | 511,000 |
| Net interest income | 3,618,000 | 7,368,000 | 11,298,000 | 15,557,000 |
| Noninterest income | 995,000 | 2,033,000 | 3,095,000 | 4,119,000 |
| Noninterest expense | 3,292,000 | 6,689,000 | 10,146,000 | 13,978,000 |
| Provision for loan losses | 145,000 | 275,000 | 455,000 | 595,000 |
| Pretax income | 1,182,000 | 2,443,000 | 3,798,000 | 5,109,000 |
| Income tax | 461,000 | 953,000 | 1,468,000 | 1,966,000 |
| Net income | 721,000 | 1,490,000 | 2,330,000 | 3,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,062,000 | 41,341,000 | 42,532,000 | 47,560,000 |
| Total capital | 43,031,000 | 44,442,000 | 45,806,000 | 50,974,000 |
| Risk-weighted assets | 255,559,000 | 270,144,000 | 286,149,000 | 295,524,000 |