Call reports 2015
ESQUIRE BANK, NATIONAL ASSOCIATION — 2015
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 328,211,000 | 334,218,000 | 328,823,000 | 351,030,000 |
| Total loans | 178,819,000 | 189,227,000 | 204,439,000 | 224,518,000 |
| Allowance for loan losses | 2,265,000 | 2,340,000 | 2,544,000 | 2,799,000 |
| Securities available for sale | 69,688,000 | 84,064,000 | 81,607,000 | 84,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,333,000 | 296,411,000 | 288,992,000 | 309,146,000 |
| Interest-bearing deposits | 194,887,000 | 191,319,000 | 172,566,000 | 204,403,000 |
| Noninterest-bearing deposits | 95,446,000 | 105,092,000 | 116,426,000 | 104,743,000 |
| Equity capital | 36,770,000 | 36,574,000 | 38,490,000 | 40,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,793,000 | 5,688,000 | 8,969,000 | 12,451,000 |
| Interest expense | 121,000 | 237,000 | 348,000 | 457,000 |
| Net interest income | 2,672,000 | 5,451,000 | 8,621,000 | 11,994,000 |
| Noninterest income | 506,000 | 1,158,000 | 2,094,000 | 2,943,000 |
| Noninterest expense | 2,743,000 | 5,490,000 | 8,626,000 | 11,631,000 |
| Provision for loan losses | 100,000 | 325,000 | 675,000 | 930,000 |
| Pretax income | 335,000 | 794,000 | 1,414,000 | 2,376,000 |
| Income tax | 132,000 | 264,000 | 543,000 | 877,000 |
| Net income | 203,000 | 530,000 | 871,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,254,000 | 33,723,000 | 35,712,000 | 38,626,000 |
| Total capital | 35,519,000 | 36,063,000 | 38,256,000 | 41,425,000 |
| Risk-weighted assets | 197,816,000 | 209,114,000 | 222,039,000 | 242,819,000 |