Call reports 2014
ESQUIRE BANK, NATIONAL ASSOCIATION — 2014
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 270,284,000 | 279,033,000 | 294,959,000 | 330,948,000 |
| Total loans | 146,755,000 | 144,848,000 | 154,514,000 | 172,677,000 |
| Allowance for loan losses | 1,865,000 | 1,865,000 | 1,990,000 | 2,165,000 |
| Securities available for sale | 67,469,000 | 81,773,000 | 79,004,000 | 70,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,647,000 | 247,300,000 | 262,158,000 | 293,566,000 |
| Interest-bearing deposits | 174,323,000 | 176,403,000 | 170,646,000 | 191,610,000 |
| Noninterest-bearing deposits | 65,324,000 | 70,897,000 | 91,511,000 | 101,956,000 |
| Equity capital | 29,721,000 | 30,551,000 | 31,567,000 | 36,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,057,000 | 7,829,000 | 10,714,000 |
| Interest expense | 110,000 | 234,000 | 350,000 | 467,000 |
| Net interest income | 2,414,000 | 4,823,000 | 7,479,000 | 10,247,000 |
| Noninterest income | 340,000 | 717,000 | 1,124,000 | 1,615,000 |
| Noninterest expense | 2,596,000 | 5,222,000 | 7,880,000 | 10,695,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 300,000 |
| Pretax income | 158,000 | 318,000 | 598,000 | 1,018,000 |
| Income tax | 74,000 | 149,000 | 280,000 | 599,000 |
| Net income | 84,000 | 169,000 | 318,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,311,000 | 26,677,000 | 27,957,000 | 32,965,000 |
| Total capital | 28,176,000 | 28,542,000 | 29,947,000 | 35,130,000 |
| Risk-weighted assets | 149,526,000 | 150,181,000 | 159,449,000 | 189,507,000 |