Call reports 2013
ESQUIRE BANK, NATIONAL ASSOCIATION — 2013
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 221,139,000 | 227,372,000 | 242,854,000 | 237,695,000 |
| Total loans | 126,415,000 | 125,616,000 | 145,284,000 | 149,182,000 |
| Allowance for loan losses | 1,843,000 | 1,805,000 | 1,865,000 | 1,865,000 |
| Securities available for sale | 69,110,000 | 73,076,000 | 60,510,000 | 63,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,780,000 | 199,828,000 | 219,329,000 | 208,217,000 |
| Interest-bearing deposits | 141,376,000 | 145,427,000 | 162,226,000 | 154,036,000 |
| Noninterest-bearing deposits | 49,404,000 | 54,402,000 | 57,103,000 | 54,182,000 |
| Equity capital | 24,099,000 | 21,229,000 | 22,347,000 | 28,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,424,000 | 5,003,000 | 7,597,000 | 10,305,000 |
| Interest expense | 131,000 | 250,000 | 370,000 | 485,000 |
| Net interest income | 2,293,000 | 4,753,000 | 7,227,000 | 9,820,000 |
| Noninterest income | 108,000 | 236,000 | 460,000 | 758,000 |
| Noninterest expense | 2,252,000 | 4,650,000 | 7,092,000 | 9,709,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 60,000 |
| Pretax income | 346,000 | 659,000 | 1,003,000 | 1,277,000 |
| Income tax | 0 | 0 | 0 | -4,937,000 |
| Net income | 346,000 | 659,000 | 1,003,000 | 6,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,536,000 | 22,856,000 | 24,206,000 | 24,996,000 |
| Total capital | 24,145,000 | 24,465,000 | 25,993,000 | 26,818,000 |
| Risk-weighted assets | 128,472,000 | 128,529,000 | 142,836,000 | 145,745,000 |