Call reports 2012
ESQUIRE BANK, NATIONAL ASSOCIATION — 2012
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,273,000 | 231,510,000 | 221,936,000 | 222,243,000 |
| Total loans | 109,169,000 | 114,688,000 | 116,815,000 | 128,256,000 |
| Allowance for loan losses | 1,075,000 | 1,705,000 | 1,705,000 | 1,855,000 |
| Securities available for sale | 92,896,000 | 87,353,000 | 74,819,000 | 73,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,916,000 | 208,863,000 | 197,601,000 | 197,656,000 |
| Interest-bearing deposits | 145,561,000 | 150,559,000 | 151,345,000 | 151,113,000 |
| Noninterest-bearing deposits | 58,355,000 | 58,305,000 | 46,256,000 | 46,543,000 |
| Equity capital | 20,927,000 | 20,733,000 | 22,942,000 | 22,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,349,000 | 6,661,000 | 9,024,000 |
| Interest expense | 147,000 | 293,000 | 440,000 | 584,000 |
| Net interest income | 1,915,000 | 4,056,000 | 6,221,000 | 8,440,000 |
| Noninterest income | 55,000 | 105,000 | 184,000 | 278,000 |
| Noninterest expense | 2,364,000 | 4,706,000 | 6,936,000 | 9,625,000 |
| Provision for loan losses | 405,000 | 1,105,000 | 1,105,000 | 1,255,000 |
| Pretax income | -744,000 | -1,595,000 | -1,587,000 | -2,113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -744,000 | -1,595,000 | -1,587,000 | -2,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,234,000 | 18,640,000 | 20,404,000 | 20,684,000 |
| Total capital | 20,309,000 | 20,126,000 | 21,866,000 | 22,307,000 |
| Risk-weighted assets | 114,966,000 | 118,642,000 | 116,729,000 | 129,637,000 |