Call reports 2010
SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION — 2010
What SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 136,584,000 | 139,918,000 | 137,231,000 | 136,375,000 |
| Total loans | 97,412,000 | 92,975,000 | 90,556,000 | 85,244,000 |
| Allowance for loan losses | 2,878,000 | 2,661,000 | 2,628,000 | 2,555,000 |
| Securities available for sale | 15,124,000 | 17,438,000 | 21,876,000 | 30,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,865,000 | 119,676,000 | 115,317,000 | 114,166,000 |
| Interest-bearing deposits | 87,454,000 | 90,346,000 | 83,656,000 | 77,959,000 |
| Noninterest-bearing deposits | 28,411,000 | 29,330,000 | 31,661,000 | 36,207,000 |
| Equity capital | 12,692,000 | 12,427,000 | 12,962,000 | 11,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,306,000 | 4,943,000 | 6,551,000 |
| Interest expense | 346,000 | 661,000 | 939,000 | 1,179,000 |
| Net interest income | 1,345,000 | 2,645,000 | 4,004,000 | 5,372,000 |
| Noninterest income | 32,000 | 300,000 | 461,000 | 486,000 |
| Noninterest expense | 1,258,000 | 2,598,000 | 3,959,000 | 5,365,000 |
| Provision for loan losses | 300,000 | 800,000 | 900,000 | 900,000 |
| Pretax income | -181,000 | -406,000 | -345,000 | -358,000 |
| Income tax | 0 | 0 | 1,000 | 210,000 |
| Net income | -181,000 | -406,000 | -346,000 | -568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,717,000 | 12,506,000 | 12,729,000 | 12,522,000 |
| Total capital | 13,975,000 | 13,734,000 | 13,925,000 | 13,642,000 |
| Risk-weighted assets | 98,634,000 | 96,798,000 | 94,210,000 | 87,928,000 |