Call reports 2009
SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION — 2009
What SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 139,552,000 | 140,202,000 | 140,881,000 | 139,698,000 |
| Total loans | 105,488,000 | 110,515,000 | 107,019,000 | 103,131,000 |
| Allowance for loan losses | 1,631,000 | 1,820,000 | 2,911,000 | 3,312,000 |
| Securities available for sale | 13,344,000 | 13,691,000 | 13,432,000 | 13,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,235,000 | 119,539,000 | 121,427,000 | 121,248,000 |
| Interest-bearing deposits | 89,928,000 | 89,522,000 | 94,730,000 | 92,267,000 |
| Noninterest-bearing deposits | 27,307,000 | 30,017,000 | 26,697,000 | 28,981,000 |
| Equity capital | 13,586,000 | 13,642,000 | 12,390,000 | 11,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,552,000 | 5,379,000 | 7,261,000 |
| Interest expense | 486,000 | 956,000 | 1,392,000 | 1,811,000 |
| Net interest income | 1,220,000 | 2,596,000 | 3,987,000 | 5,450,000 |
| Noninterest income | 166,000 | 422,000 | 634,000 | 784,000 |
| Noninterest expense | 1,290,000 | 2,568,000 | 3,834,000 | 5,258,000 |
| Provision for loan losses | 900,000 | 1,150,000 | 3,010,000 | 4,313,000 |
| Pretax income | -804,000 | -700,000 | -2,223,000 | -3,337,000 |
| Income tax | -337,000 | -306,000 | -433,000 | -353,000 |
| Net income | -467,000 | -394,000 | -1,790,000 | -2,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,673,000 | 13,805,000 | 12,375,000 | 11,462,000 |
| Total capital | 15,062,000 | 15,295,000 | 13,659,000 | 12,785,000 |
| Risk-weighted assets | 110,125,000 | 118,441,000 | 102,984,000 | 103,831,000 |