Call reports 2008
SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION — 2008
What SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 108,191,000 | 108,522,000 | 113,747,000 | 120,977,000 |
| Total loans | 83,377,000 | 84,115,000 | 92,898,000 | 101,851,000 |
| Allowance for loan losses | 797,000 | 832,000 | 925,000 | 1,672,000 |
| Securities available for sale | 9,689,000 | 11,949,000 | 11,500,000 | 11,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,271,000 | 91,762,000 | 96,652,000 | 99,986,000 |
| Interest-bearing deposits | 62,219,000 | 62,856,000 | 68,092,000 | 73,850,000 |
| Noninterest-bearing deposits | 30,052,000 | 28,906,000 | 28,560,000 | 26,136,000 |
| Equity capital | 11,367,000 | 11,343,000 | 11,402,000 | 11,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,328,000 | 5,015,000 | 6,795,000 |
| Interest expense | 478,000 | 909,000 | 1,331,000 | 1,769,000 |
| Net interest income | 1,226,000 | 2,419,000 | 3,684,000 | 5,026,000 |
| Noninterest income | 286,000 | 532,000 | 739,000 | 903,000 |
| Noninterest expense | 1,310,000 | 2,447,000 | 3,554,000 | 4,592,000 |
| Provision for loan losses | 50,000 | 85,000 | 178,000 | 944,000 |
| Pretax income | 152,000 | 419,000 | 691,000 | 393,000 |
| Income tax | 66,000 | 163,000 | 270,000 | 137,000 |
| Net income | 86,000 | 256,000 | 421,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,366,000 | 11,529,000 | 11,685,000 | 11,365,000 |
| Total capital | 12,175,000 | 12,361,000 | 12,624,000 | 12,685,000 |
| Risk-weighted assets | 90,756,000 | 88,897,000 | 97,789,000 | 105,251,000 |