Call reports 2007
SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION — 2007
What SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 104,397,000 | 102,140,000 | 100,688,000 | 107,273,000 |
| Total loans | 69,843,000 | 74,279,000 | 78,791,000 | 81,555,000 |
| Allowance for loan losses | 566,000 | 618,000 | 665,000 | 747,000 |
| Securities available for sale | 19,527,000 | 8,975,000 | 8,129,000 | 10,303,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,989,000 | 87,544,000 | 85,427,000 | 91,579,000 |
| Interest-bearing deposits | 63,769,000 | 58,326,000 | 60,521,000 | 61,289,000 |
| Noninterest-bearing deposits | 27,220,000 | 29,218,000 | 24,906,000 | 30,290,000 |
| Equity capital | 9,225,000 | 10,327,000 | 10,857,000 | 11,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,324,000 | 4,991,000 | 6,781,000 |
| Interest expense | 580,000 | 1,138,000 | 1,672,000 | 2,204,000 |
| Net interest income | 1,032,000 | 2,186,000 | 3,319,000 | 4,577,000 |
| Noninterest income | 283,000 | 541,000 | 777,000 | 957,000 |
| Noninterest expense | 1,102,000 | 2,185,000 | 3,195,000 | 4,261,000 |
| Provision for loan losses | 43,000 | 95,000 | 142,000 | 224,000 |
| Pretax income | 170,000 | 189,000 | 501,000 | 791,000 |
| Income tax | 72,000 | 81,000 | 213,000 | 319,000 |
| Net income | 98,000 | 108,000 | 288,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,390,000 | 10,450,000 | 10,933,000 | 11,228,000 |
| Total capital | 9,956,000 | 11,081,000 | 11,612,000 | 11,989,000 |
| Risk-weighted assets | 81,761,000 | 80,069,000 | 84,019,000 | 88,455,000 |