Call reports 2006
SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION — 2006
What SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 85,418,000 | 91,577,000 | 96,149,000 | 96,556,000 |
| Total loans | 49,775,000 | 52,673,000 | 56,677,000 | 61,964,000 |
| Allowance for loan losses | 461,000 | 491,000 | 491,000 | 523,000 |
| Securities available for sale | 21,921,000 | 21,021,000 | 21,895,000 | 20,197,000 |
| Securities held to maturity | 501,000 | 501,000 | 501,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,719,000 | 78,595,000 | 83,075,000 | 83,222,000 |
| Interest-bearing deposits | 50,272,000 | 52,958,000 | 53,878,000 | 57,363,000 |
| Noninterest-bearing deposits | 25,447,000 | 25,637,000 | 29,197,000 | 25,859,000 |
| Equity capital | 8,455,000 | 8,391,000 | 8,722,000 | 9,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,434,000 | 3,895,000 | 5,446,000 |
| Interest expense | 271,000 | 629,000 | 1,107,000 | 1,701,000 |
| Net interest income | 864,000 | 1,805,000 | 2,788,000 | 3,745,000 |
| Noninterest income | 164,000 | 321,000 | 557,000 | 789,000 |
| Noninterest expense | 938,000 | 1,916,000 | 2,959,000 | 3,968,000 |
| Provision for loan losses | 25,000 | 55,000 | 55,000 | 88,000 |
| Pretax income | 56,000 | 146,000 | 322,000 | 486,000 |
| Income tax | 7,000 | 65,000 | 139,000 | 186,000 |
| Net income | 49,000 | 81,000 | 183,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,478,000 | 8,705,000 | 8,893,000 | 9,272,000 |
| Total capital | 8,939,000 | 9,196,000 | 9,384,000 | 9,795,000 |
| Risk-weighted assets | 54,767,000 | 58,186,000 | 61,916,000 | 65,280,000 |