Call reports 2005
SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION — 2005
What SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,281,000 | 72,650,000 | 79,471,000 | 74,852,000 |
| Total loans | 38,929,000 | 39,644,000 | 40,309,000 | 42,413,000 |
| Allowance for loan losses | 416,000 | 427,000 | 436,000 | 436,000 |
| Securities available for sale | 17,609,000 | 18,917,000 | 25,752,000 | 25,206,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,645,000 | 64,244,000 | 70,939,000 | 66,285,000 |
| Interest-bearing deposits | 43,415,000 | 41,686,000 | 43,614,000 | 42,624,000 |
| Noninterest-bearing deposits | 20,230,000 | 22,558,000 | 27,325,000 | 23,661,000 |
| Equity capital | 5,568,000 | 8,283,000 | 8,276,000 | 8,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,754,000 | 2,771,000 | 3,870,000 |
| Interest expense | 172,000 | 351,000 | 557,000 | 800,000 |
| Net interest income | 680,000 | 1,403,000 | 2,214,000 | 3,070,000 |
| Noninterest income | 201,000 | 402,000 | 539,000 | 704,000 |
| Noninterest expense | 762,000 | 1,589,000 | 2,469,000 | 3,408,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 119,000 | 206,000 | 274,000 | 356,000 |
| Income tax | 0 | 0 | 0 | -95,000 |
| Net income | 119,000 | 206,000 | 274,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,514,000 | 8,136,000 | 8,202,000 | 8,481,000 |
| Total capital | 5,930,000 | 8,563,000 | 8,638,000 | 8,917,000 |
| Risk-weighted assets | 41,830,000 | 43,359,000 | 46,591,000 | 47,063,000 |