Call reports 2004
SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION — 2004
What SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 57,815,000 | 58,443,000 | 61,989,000 | 66,329,000 |
| Total loans | 37,119,000 | 39,355,000 | 38,501,000 | 40,521,000 |
| Allowance for loan losses | 390,000 | 405,000 | 413,000 | 425,000 |
| Securities available for sale | 9,204,000 | 10,446,000 | 12,447,000 | 13,449,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,882,000 | 52,500,000 | 55,710,000 | 59,770,000 |
| Interest-bearing deposits | 33,327,000 | 35,242,000 | 38,355,000 | 42,810,000 |
| Noninterest-bearing deposits | 18,555,000 | 17,258,000 | 17,355,000 | 16,960,000 |
| Equity capital | 4,938,000 | 4,926,000 | 5,218,000 | 5,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,369,000 | 2,126,000 | 2,934,000 |
| Interest expense | 96,000 | 206,000 | 325,000 | 467,000 |
| Net interest income | 580,000 | 1,163,000 | 1,801,000 | 2,467,000 |
| Noninterest income | 121,000 | 255,000 | 374,000 | 496,000 |
| Noninterest expense | 596,000 | 1,196,000 | 1,821,000 | 2,450,000 |
| Provision for loan losses | 35,000 | 55,000 | 70,000 | 80,000 |
| Pretax income | 70,000 | 167,000 | 284,000 | 433,000 |
| Income tax | 0 | 0 | -80,000 | -200,000 |
| Net income | 70,000 | 167,000 | 364,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,919,000 | 5,017,000 | 5,212,000 | 5,363,000 |
| Total capital | 5,309,000 | 5,422,000 | 5,625,000 | 5,788,000 |
| Risk-weighted assets | 37,420,000 | 39,662,000 | 39,945,000 | 42,572,000 |