Call reports 2003
SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION — 2003
What SANTA CLARA VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 44,638,000 | 47,511,000 | 49,579,000 | 51,504,000 |
| Total loans | 30,027,000 | 34,275,000 | 36,658,000 | 37,627,000 |
| Allowance for loan losses | 423,000 | 317,000 | 326,000 | 365,000 |
| Securities available for sale | 6,160,000 | 5,331,000 | 4,336,000 | 5,064,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,170,000 | 42,073,000 | 44,056,000 | 45,671,000 |
| Interest-bearing deposits | 25,502,000 | 26,388,000 | 27,207,000 | 29,192,000 |
| Noninterest-bearing deposits | 13,668,000 | 15,685,000 | 16,848,000 | 16,479,000 |
| Equity capital | 4,499,000 | 4,439,000 | 4,498,000 | 4,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,197,000 | 1,823,000 | 2,467,000 |
| Interest expense | 94,000 | 192,000 | 284,000 | 377,000 |
| Net interest income | 492,000 | 1,005,000 | 1,539,000 | 2,090,000 |
| Noninterest income | 87,000 | 184,000 | 287,000 | 405,000 |
| Noninterest expense | 478,000 | 968,000 | 1,464,000 | 1,922,000 |
| Provision for loan losses | 53,000 | 257,000 | 302,000 | 347,000 |
| Pretax income | 48,000 | -36,000 | 60,000 | 226,000 |
| Income tax | 0 | 0 | 0 | -185,000 |
| Net income | 48,000 | -36,000 | 60,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,499,000 | 4,391,000 | 4,488,000 | 4,849,000 |
| Total capital | 4,876,000 | 4,708,000 | 4,814,000 | 5,214,000 |
| Risk-weighted assets | 30,102,000 | 33,344,000 | 35,107,000 | 36,343,000 |