Call reports 2025
MONET BANK — 2025
What MONET BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,333,936,000 | 5,572,658,000 | 4,483,036,000 | 3,548,056,000 |
| Total loans | 386,606,000 | 383,406,000 | 347,024,000 | 399,293,000 |
| Allowance for loan losses | 14,136,000 | 12,567,000 | 11,345,000 | 5,142,000 |
| Securities available for sale | 5,529,061,000 | 4,565,153,000 | 3,655,271,000 | 1,344,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,814,385,000 | 2,507,114,000 | 1,776,956,000 | 1,125,418,000 |
| Interest-bearing deposits | 3,583,873,000 | 2,171,637,000 | 1,647,628,000 | 1,016,355,000 |
| Noninterest-bearing deposits | 230,512,000 | 335,477,000 | 129,328,000 | 109,063,000 |
| Equity capital | 1,167,496,000 | 1,163,738,000 | 1,163,305,000 | 1,183,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 83,295,000 | 143,841,000 | 190,834,000 | 232,259,000 |
| Interest expense | 54,895,000 | 97,086,000 | 128,084,000 | 151,878,000 |
| Net interest income | 28,400,000 | 46,755,000 | 62,750,000 | 80,381,000 |
| Noninterest income | -23,983,000 | -22,132,000 | -35,415,000 | -23,935,000 |
| Noninterest expense | 13,145,000 | 25,503,000 | 35,334,000 | 45,361,000 |
| Provision for loan losses | -1,514,000 | -923,000 | -2,954,000 | -9,180,000 |
| Pretax income | 1,948,000 | 9,838,000 | 5,707,000 | 31,490,000 |
| Income tax | -7,098,000 | -8,176,000 | -7,471,000 | 867,000 |
| Net income | 9,046,000 | 18,014,000 | 13,178,000 | 30,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,161,257,000 | 1,168,978,000 | 1,164,193,000 | 1,182,393,000 |
| Total capital | 1,167,239,000 | 1,175,384,000 | 1,169,994,000 | 1,183,943,000 |
| Risk-weighted assets | 475,180,000 | 510,757,000 | 462,501,000 | 688,434,000 |