Call reports 2023
MONET BANK — 2023
What MONET BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,653,795,000 | 6,484,193,000 | 6,954,994,000 | 5,705,827,000 |
| Total loans | 500,647,000 | 489,466,000 | 573,298,000 | 754,276,000 |
| Allowance for loan losses | 9,763,000 | 8,599,000 | 9,789,000 | 10,379,000 |
| Securities available for sale | 3,085,685,000 | 3,061,605,000 | 3,071,584,000 | 3,197,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,241,780,000 | 2,970,725,000 | 3,232,887,000 | 2,054,462,000 |
| Interest-bearing deposits | 4,162,938,000 | 2,861,629,000 | 3,030,582,000 | 2,004,974,000 |
| Noninterest-bearing deposits | 78,842,000 | 109,096,000 | 202,305,000 | 49,488,000 |
| Equity capital | 794,259,000 | 853,227,000 | 970,797,000 | 921,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 62,458,000 | 139,282,000 | 213,517,000 | 278,027,000 |
| Interest expense | 46,182,000 | 99,489,000 | 152,261,000 | 203,059,000 |
| Net interest income | 16,276,000 | 39,793,000 | 61,256,000 | 74,968,000 |
| Noninterest income | -30,922,000 | 81,635,000 | 243,571,000 | 149,189,000 |
| Noninterest expense | 23,465,000 | 48,283,000 | 72,434,000 | 97,084,000 |
| Provision for loan losses | -3,666,000 | -4,249,000 | -2,223,000 | 4,061,000 |
| Pretax income | -35,822,000 | 76,027,000 | 230,321,000 | 115,444,000 |
| Income tax | -8,032,000 | 17,767,000 | 52,342,000 | 26,766,000 |
| Net income | -27,790,000 | 58,260,000 | 177,979,000 | 88,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 870,011,000 | 956,033,000 | 1,075,729,000 | 986,424,000 |
| Total capital | 872,532,000 | 958,032,000 | 1,079,265,000 | 992,483,000 |
| Risk-weighted assets | 1,144,966,000 | 1,153,448,000 | 1,102,433,000 | 1,433,692,000 |