Call reports 2022
MONET BANK — 2022
What MONET BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,076,875,000 | 4,498,766,000 | 5,384,421,000 | 6,665,954,000 |
| Total loans | 588,846,000 | 1,734,192,000 | 1,512,534,000 | 522,623,000 |
| Allowance for loan losses | 5,191,000 | 4,574,000 | 4,116,000 | 5,645,000 |
| Securities available for sale | 1,337,831,000 | 1,911,427,000 | 2,931,460,000 | 3,033,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,145,393,000 | 2,514,661,000 | 3,204,731,000 | 4,504,281,000 |
| Interest-bearing deposits | 2,066,019,000 | 2,397,254,000 | 2,940,450,000 | 4,420,325,000 |
| Noninterest-bearing deposits | 79,374,000 | 117,407,000 | 264,281,000 | 83,956,000 |
| Equity capital | 678,877,000 | 719,454,000 | 780,621,000 | 793,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,337,000 | 56,830,000 | 96,339,000 | 159,134,000 |
| Interest expense | 1,857,000 | 9,911,000 | 27,775,000 | 65,159,000 |
| Net interest income | 22,480,000 | 46,919,000 | 68,564,000 | 93,975,000 |
| Noninterest income | 83,052,000 | 217,484,000 | 461,479,000 | 493,368,000 |
| Noninterest expense | 16,875,000 | 58,901,000 | 125,876,000 | 163,867,000 |
| Provision for loan losses | -900,000 | -1,667,000 | -2,467,000 | 3,000,000 |
| Pretax income | 84,298,000 | 185,914,000 | 381,885,000 | 398,113,000 |
| Income tax | 20,173,000 | 42,900,000 | 89,161,000 | 93,728,000 |
| Net income | 64,125,000 | 143,014,000 | 292,724,000 | 304,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 659,101,000 | 737,987,000 | 887,651,000 | 899,258,000 |
| Total capital | 664,292,000 | 742,561,000 | 891,767,000 | 904,903,000 |
| Risk-weighted assets | 1,029,071,000 | 1,403,498,000 | 1,341,703,000 | 1,187,522,000 |