Call reports 2021
MONET BANK — 2021
What MONET BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,908,085,000 | 1,742,887,000 | 2,064,275,000 | 2,099,796,000 |
| Total loans | 719,233,000 | 855,306,000 | 681,325,000 | 619,360,000 |
| Allowance for loan losses | 9,056,000 | 8,726,000 | 10,534,000 | 6,029,000 |
| Securities available for sale | 496,249,000 | 480,571,000 | 403,990,000 | 388,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,273,000 | 1,062,408,000 | 1,324,098,000 | 1,351,193,000 |
| Interest-bearing deposits | 1,058,682,000 | 993,610,000 | 1,252,810,000 | 1,278,378,000 |
| Noninterest-bearing deposits | 73,591,000 | 68,798,000 | 71,288,000 | 72,815,000 |
| Equity capital | 604,306,000 | 584,540,000 | 625,703,000 | 632,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 26,296,000 | 52,861,000 | 82,396,000 | 110,505,000 |
| Interest expense | 760,000 | 1,342,000 | 1,898,000 | 2,421,000 |
| Net interest income | 25,536,000 | 51,519,000 | 80,498,000 | 108,084,000 |
| Noninterest income | 84,686,000 | 60,285,000 | 113,073,000 | 120,780,000 |
| Noninterest expense | 14,380,000 | 33,042,000 | 56,385,000 | 77,170,000 |
| Provision for loan losses | -1,054,000 | -1,340,000 | -711,000 | -5,365,000 |
| Pretax income | 104,122,000 | 85,858,000 | 146,496,000 | 162,457,000 |
| Income tax | 23,647,000 | 19,658,000 | 34,024,000 | 38,984,000 |
| Net income | 80,475,000 | 66,200,000 | 112,472,000 | 123,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 551,922,000 | 537,639,000 | 583,919,000 | 594,932,000 |
| Total capital | 560,978,000 | 546,365,000 | 594,453,000 | 600,961,000 |
| Risk-weighted assets | 1,182,909,000 | 1,179,875,000 | 1,081,182,000 | 1,024,720,000 |