Call reports 2020
MONET BANK — 2020
What MONET BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,695,955,000 | 2,134,657,000 | 2,040,293,000 | 1,751,102,000 |
| Total loans | 938,983,000 | 897,831,000 | 863,095,000 | 766,465,000 |
| Allowance for loan losses | 7,329,000 | 6,767,000 | 6,345,000 | 9,905,000 |
| Securities available for sale | 178,943,000 | 535,763,000 | 557,220,000 | 544,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,146,424,000 | 1,358,070,000 | 1,332,597,000 | 1,128,441,000 |
| Interest-bearing deposits | 1,096,980,000 | 1,310,671,000 | 1,282,744,000 | 1,067,675,000 |
| Noninterest-bearing deposits | 49,444,000 | 47,399,000 | 49,853,000 | 60,766,000 |
| Equity capital | 439,717,000 | 479,403,000 | 520,481,000 | 528,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,625,000 | 48,737,000 | 80,300,000 | 107,619,000 |
| Interest expense | 4,182,000 | 7,481,000 | 9,473,000 | 10,663,000 |
| Net interest income | 18,443,000 | 41,256,000 | 70,827,000 | 96,956,000 |
| Noninterest income | -17,481,000 | -7,906,000 | 8,132,000 | 21,029,000 |
| Noninterest expense | 14,003,000 | 28,009,000 | 44,887,000 | 60,692,000 |
| Provision for loan losses | 253,000 | -170,000 | -706,000 | 12,491,000 |
| Pretax income | -13,294,000 | -343,000 | 28,151,000 | 37,440,000 |
| Income tax | -2,725,000 | 380,000 | 6,724,000 | 8,184,000 |
| Net income | -10,569,000 | -723,000 | 21,427,000 | 29,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 431,668,000 | 441,460,000 | 463,553,000 | 471,387,000 |
| Total capital | 438,997,000 | 448,227,000 | 469,898,000 | 481,292,000 |
| Risk-weighted assets | 1,095,651,000 | 1,461,172,000 | 1,353,131,000 | 1,291,910,000 |