Call reports 2019
MONET BANK — 2019
What MONET BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,000,729,000 | 1,961,924,000 | 1,593,604,000 | 1,568,349,000 |
| Total loans | 1,109,567,000 | 1,069,424,000 | 1,024,652,000 | 980,108,000 |
| Allowance for loan losses | 10,171,000 | 9,545,000 | 8,438,000 | 7,902,000 |
| Securities available for sale | 224,742,000 | 218,573,000 | 215,141,000 | 208,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,295,950,000 | 1,263,146,000 | 1,028,433,000 | 991,975,000 |
| Interest-bearing deposits | 1,232,052,000 | 1,206,930,000 | 972,993,000 | 918,023,000 |
| Noninterest-bearing deposits | 63,898,000 | 56,216,000 | 55,440,000 | 73,952,000 |
| Equity capital | 548,103,000 | 555,521,000 | 454,820,000 | 470,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 27,139,000 | 56,929,000 | 88,397,000 | 115,806,000 |
| Interest expense | 8,012,000 | 14,936,000 | 21,547,000 | 26,884,000 |
| Net interest income | 19,127,000 | 41,993,000 | 66,850,000 | 88,922,000 |
| Noninterest income | -33,090,000 | -32,527,000 | -43,199,000 | -34,305,000 |
| Noninterest expense | -2,201,000 | 12,856,000 | 28,917,000 | 43,219,000 |
| Provision for loan losses | -858,000 | 113,000 | 127,000 | 169,000 |
| Pretax income | -10,904,000 | -3,503,000 | -5,393,000 | 11,229,000 |
| Income tax | -3,275,000 | -1,390,000 | -1,726,000 | -2,137,000 |
| Net income | -7,629,000 | -2,113,000 | -3,667,000 | 13,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 521,197,000 | 526,716,000 | 425,161,000 | 442,202,000 |
| Total capital | 531,368,000 | 536,261,000 | 433,599,000 | 450,104,000 |
| Risk-weighted assets | 1,151,017,000 | 1,131,242,000 | 1,088,965,000 | 1,075,251,000 |