Call reports 2018
MONET BANK — 2018
What MONET BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,968,261,000 | 1,920,626,000 | 2,303,508,000 | 2,182,999,000 |
| Total loans | 1,289,198,000 | 1,173,352,000 | 1,079,670,000 | 1,155,091,000 |
| Allowance for loan losses | 14,467,000 | 13,281,000 | 12,118,000 | 11,340,000 |
| Securities available for sale | 250,391,000 | 242,172,000 | 235,728,000 | 227,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,052,707,000 | 1,000,754,000 | 1,392,352,000 | 1,388,410,000 |
| Interest-bearing deposits | 959,692,000 | 894,784,000 | 1,331,936,000 | 1,310,450,000 |
| Noninterest-bearing deposits | 93,015,000 | 105,970,000 | 60,416,000 | 77,960,000 |
| Equity capital | 648,776,000 | 659,236,000 | 675,715,000 | 554,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 23,220,000 | 47,939,000 | 72,284,000 | 99,333,000 |
| Interest expense | 3,386,000 | 7,816,000 | 13,574,000 | 21,525,000 |
| Net interest income | 19,834,000 | 40,123,000 | 58,710,000 | 77,808,000 |
| Noninterest income | 18,562,000 | 36,924,000 | 65,869,000 | 50,016,000 |
| Noninterest expense | 33,817,000 | 49,440,000 | 68,944,000 | 85,429,000 |
| Provision for loan losses | -5,156,000 | -6,504,000 | -7,769,000 | -8,513,000 |
| Pretax income | 9,527,000 | 33,903,000 | 63,196,000 | 50,700,000 |
| Income tax | 46,000 | 12,788,000 | 24,548,000 | 25,346,000 |
| Net income | 9,481,000 | 21,115,000 | 38,648,000 | 25,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 617,115,000 | 628,769,000 | 646,329,000 | 529,072,000 |
| Total capital | 631,582,000 | 642,050,000 | 658,447,000 | 540,412,000 |
| Risk-weighted assets | 1,243,319,000 | 1,133,532,000 | 1,099,418,000 | 1,139,278,000 |