Call reports 2017
MONET BANK — 2017
What MONET BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,182,216,000 | 2,122,168,000 | 2,064,533,000 | 1,889,185,000 |
| Total loans | 1,689,772,000 | 1,647,174,000 | 1,545,563,000 | 1,418,844,000 |
| Allowance for loan losses | 26,847,000 | 25,288,000 | 25,004,000 | 23,969,000 |
| Securities available for sale | 261,602,000 | 256,845,000 | 258,722,000 | 255,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,481,531,000 | 1,405,380,000 | 1,389,454,000 | 1,165,696,000 |
| Interest-bearing deposits | 1,398,810,000 | 1,323,513,000 | 1,300,897,000 | 1,069,159,000 |
| Noninterest-bearing deposits | 82,721,000 | 81,867,000 | 88,557,000 | 96,537,000 |
| Equity capital | 604,395,000 | 573,426,000 | 609,845,000 | 635,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 36,077,000 | 70,780,000 | 106,825,000 | 137,634,000 |
| Interest expense | 3,246,000 | 6,658,000 | 10,173,000 | 13,846,000 |
| Net interest income | 32,831,000 | 64,122,000 | 96,652,000 | 123,788,000 |
| Noninterest income | 15,675,000 | 30,667,000 | 45,477,000 | 59,462,000 |
| Noninterest expense | 18,182,000 | 34,852,000 | 53,583,000 | 70,542,000 |
| Provision for loan losses | -82,000 | -1,874,000 | -2,040,000 | -2,808,000 |
| Pretax income | 30,342,000 | 61,747,000 | 90,127,000 | 115,042,000 |
| Income tax | -183,000 | 311,000 | 434,000 | 1,650,000 |
| Net income | 30,525,000 | 61,436,000 | 89,693,000 | 113,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 589,678,000 | 555,623,000 | 583,913,000 | 607,638,000 |
| Total capital | 609,481,000 | 575,035,000 | 602,187,000 | 625,220,000 |
| Risk-weighted assets | 1,576,506,000 | 1,546,436,000 | 1,454,571,000 | 1,399,594,000 |