Call reports 2013
MONET BANK — 2013
What MONET BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,991,115,000 | 2,808,137,000 | 2,638,149,000 | 2,559,891,000 |
| Total loans | 2,243,696,000 | 2,137,906,000 | 2,045,886,000 | 1,945,995,000 |
| Allowance for loan losses | 67,948,000 | 66,074,000 | 63,908,000 | 59,626,000 |
| Securities available for sale | 139,188,000 | 130,560,000 | 123,100,000 | 117,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,706,567,000 | 1,583,171,000 | 1,420,753,000 | 1,341,531,000 |
| Interest-bearing deposits | 1,500,617,000 | 1,407,654,000 | 1,288,988,000 | 1,248,792,000 |
| Noninterest-bearing deposits | 205,950,000 | 175,517,000 | 131,765,000 | 92,739,000 |
| Equity capital | 951,897,000 | 912,183,000 | 946,685,000 | 991,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 49,509,000 | 97,264,000 | 143,435,000 | 186,511,000 |
| Interest expense | 4,298,000 | 8,059,000 | 11,644,000 | 14,888,000 |
| Net interest income | 45,211,000 | 89,205,000 | 131,791,000 | 171,623,000 |
| Noninterest income | 12,047,000 | 29,083,000 | 46,673,000 | 72,470,000 |
| Noninterest expense | 27,419,000 | 51,088,000 | 77,671,000 | 101,676,000 |
| Provision for loan losses | 1,167,000 | 2,975,000 | 1,652,000 | -774,000 |
| Pretax income | 28,551,000 | 63,594,000 | 98,332,000 | 142,126,000 |
| Income tax | 368,000 | 337,000 | 401,000 | 962,000 |
| Net income | 28,183,000 | 63,257,000 | 97,931,000 | 141,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 946,954,000 | 906,220,000 | 942,500,000 | 985,731,000 |
| Total capital | 968,836,000 | 927,060,000 | 962,468,000 | 1,004,866,000 |
| Risk-weighted assets | 1,704,454,000 | 1,621,999,000 | 1,553,497,000 | 1,490,278,000 |