Call reports 2012
MONET BANK — 2012
What MONET BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,829,859,000 | 3,697,722,000 | 3,325,069,000 | 3,295,549,000 |
| Total loans | 2,562,719,000 | 2,426,105,000 | 2,489,558,000 | 2,342,328,000 |
| Allowance for loan losses | 85,356,000 | 87,020,000 | 80,573,000 | 69,856,000 |
| Securities available for sale | 167,170,000 | 158,199,000 | 153,956,000 | 146,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,505,618,000 | 2,343,586,000 | 2,113,707,000 | 2,025,563,000 |
| Interest-bearing deposits | 2,417,294,000 | 2,251,503,000 | 2,006,416,000 | 1,739,135,000 |
| Noninterest-bearing deposits | 88,324,000 | 92,083,000 | 107,291,000 | 286,428,000 |
| Equity capital | 945,342,000 | 957,269,000 | 857,280,000 | 922,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 60,693,000 | 117,786,000 | 174,587,000 | 234,212,000 |
| Interest expense | 5,995,000 | 11,557,000 | 16,806,000 | 21,531,000 |
| Net interest income | 54,698,000 | 106,229,000 | 157,781,000 | 212,681,000 |
| Noninterest income | 8,033,000 | 20,264,000 | 41,484,000 | 78,205,000 |
| Noninterest expense | 29,863,000 | 69,196,000 | 118,317,000 | 147,880,000 |
| Provision for loan losses | -4,349,000 | 6,486,000 | 8,050,000 | 1,715,000 |
| Pretax income | 36,370,000 | 49,269,000 | 70,805,000 | 139,028,000 |
| Income tax | 26,000 | 1,054,000 | 1,075,000 | 3,669,000 |
| Net income | 36,344,000 | 48,215,000 | 69,730,000 | 135,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 945,192,000 | 957,056,000 | 853,575,000 | 918,768,000 |
| Total capital | 969,080,000 | 979,906,000 | 877,534,000 | 941,469,000 |
| Risk-weighted assets | 1,851,289,000 | 1,763,798,000 | 1,860,080,000 | 1,768,941,000 |