Call reports 2011
MONET BANK — 2011
What MONET BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,617,839,000 | 3,568,540,000 | 3,558,476,000 | 3,755,348,000 |
| Total loans | 2,223,367,000 | 2,344,066,000 | 2,244,871,000 | 2,694,925,000 |
| Allowance for loan losses | 53,897,000 | 57,802,000 | 66,174,000 | 100,573,000 |
| Securities available for sale | 80,207,000 | 279,665,000 | 268,004,000 | 274,081,000 |
| Securities held to maturity | 5,703,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,631,277,000 | 2,463,107,000 | 2,701,620,000 | 2,445,597,000 |
| Interest-bearing deposits | 2,543,557,000 | 2,388,927,000 | 2,627,483,000 | 2,373,816,000 |
| Noninterest-bearing deposits | 87,720,000 | 74,180,000 | 74,137,000 | 71,781,000 |
| Equity capital | 795,525,000 | 811,388,000 | 697,168,000 | 907,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 53,565,000 | 107,265,000 | 160,193,000 | 262,350,000 |
| Interest expense | 4,346,000 | 8,517,000 | 12,546,000 | 25,807,000 |
| Net interest income | 49,219,000 | 98,748,000 | 147,647,000 | 236,543,000 |
| Noninterest income | 13,238,000 | 22,073,000 | 33,866,000 | 41,208,000 |
| Noninterest expense | 26,733,000 | 53,052,000 | 83,105,000 | 138,469,000 |
| Provision for loan losses | 32,244,000 | 46,185,000 | 61,515,000 | 102,662,000 |
| Pretax income | 3,480,000 | 18,524,000 | 33,362,000 | 32,495,000 |
| Income tax | 47,000 | 400,000 | 1,287,000 | 1,312,000 |
| Net income | 3,433,000 | 18,124,000 | 32,075,000 | 31,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 794,335,000 | 809,022,000 | 697,970,000 | 908,852,000 |
| Total capital | 813,750,000 | 833,254,000 | 720,008,000 | 933,804,000 |
| Risk-weighted assets | 1,518,726,000 | 1,904,988,000 | 1,718,886,000 | 1,920,560,000 |