Call reports 2010
MONET BANK — 2010
What MONET BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,209,828,000 | 3,473,148,000 | 3,518,752,000 | 3,789,145,000 |
| Total loans | 2,561,574,000 | 2,426,733,000 | 2,392,378,000 | 2,301,734,000 |
| Allowance for loan losses | 21,836,000 | 20,180,000 | 21,279,000 | 34,456,000 |
| Securities available for sale | 96,883,000 | 91,192,000 | 87,913,000 | 83,425,000 |
| Securities held to maturity | 5,582,000 | 5,582,000 | 5,582,000 | 5,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,350,295,000 | 2,553,165,000 | 2,638,081,000 | 2,778,570,000 |
| Interest-bearing deposits | 2,281,021,000 | 2,478,232,000 | 2,561,687,000 | 2,703,029,000 |
| Noninterest-bearing deposits | 69,274,000 | 74,933,000 | 76,394,000 | 75,541,000 |
| Equity capital | 744,490,000 | 771,572,000 | 779,154,000 | 791,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 63,389,000 | 123,364,000 | 180,251,000 | 238,739,000 |
| Interest expense | 4,394,000 | 9,842,000 | 15,361,000 | 20,873,000 |
| Net interest income | 58,995,000 | 113,522,000 | 164,890,000 | 217,866,000 |
| Noninterest income | 15,023,000 | 23,773,000 | 35,128,000 | 50,919,000 |
| Noninterest expense | 34,332,000 | 71,029,000 | 109,207,000 | 134,436,000 |
| Provision for loan losses | 23,889,000 | 24,505,000 | 34,283,000 | 65,844,000 |
| Pretax income | 18,202,000 | 44,166,000 | 58,933,000 | 70,910,000 |
| Income tax | -979,000 | -860,000 | -291,000 | -244,000 |
| Net income | 19,181,000 | 45,026,000 | 59,224,000 | 71,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 746,836,000 | 772,671,000 | 779,116,000 | 790,550,000 |
| Total capital | 767,140,000 | 792,851,000 | 800,395,000 | 810,579,000 |
| Risk-weighted assets | 1,623,676,000 | 1,776,030,000 | 1,782,336,000 | 1,587,863,000 |