Call reports 2004
MONET BANK — 2004
What MONET BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,198,375,000 | 7,012,176,000 | 4,562,767,000 | 3,338,052,000 |
| Total loans | 3,142,521,000 | 2,934,059,000 | 2,840,932,000 | 2,337,807,000 |
| Allowance for loan losses | 25,680,000 | 29,600,000 | 20,182,000 | 15,074,000 |
| Securities available for sale | 317,461,000 | 2,179,924,000 | 472,790,000 | 488,215,000 |
| Securities held to maturity | 1,890,206,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,005,129,000 | 2,590,526,000 | 2,333,064,000 | 1,893,408,000 |
| Interest-bearing deposits | 2,957,765,000 | 2,530,376,000 | 2,290,979,000 | 1,852,184,000 |
| Noninterest-bearing deposits | 47,364,000 | 60,150,000 | 42,085,000 | 41,224,000 |
| Equity capital | 1,282,392,000 | 1,548,059,000 | 529,033,000 | 564,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 151,536,000 | 287,543,000 | 382,101,000 | 451,562,000 |
| Interest expense | 19,834,000 | 39,785,000 | 59,364,000 | 78,430,000 |
| Net interest income | 131,702,000 | 247,758,000 | 322,737,000 | 373,132,000 |
| Noninterest income | 11,549,000 | 29,870,000 | 107,570,000 | 121,986,000 |
| Noninterest expense | 24,249,000 | 50,719,000 | 75,069,000 | 97,377,000 |
| Provision for loan losses | 3,009,000 | 11,060,000 | 6,955,000 | 6,297,000 |
| Pretax income | 162,398,000 | 284,093,000 | 607,813,000 | 649,817,000 |
| Income tax | 829,000 | 1,915,000 | 2,558,000 | 4,449,000 |
| Net income | 161,569,000 | 282,178,000 | 605,255,000 | 645,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,237,408,000 | 1,354,048,000 | 516,312,000 | 540,533,000 |
| Total capital | 1,262,829,000 | 1,383,644,000 | 536,494,000 | 555,607,000 |
| Risk-weighted assets | 5,261,490,000 | 4,975,191,000 | 3,238,391,000 | 2,587,424,000 |