Call reports 2003
MONET BANK — 2003
What MONET BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 5,685,087,000 | 5,470,902,000 | 6,152,309,000 | 5,546,204,000 |
| Total loans | 2,977,118,000 | 2,833,431,000 | 2,703,091,000 | 2,879,982,000 |
| Allowance for loan losses | 49,275,000 | 30,483,000 | 31,214,000 | 28,553,000 |
| Securities available for sale | 736,626,000 | 586,603,000 | 471,052,000 | 407,906,000 |
| Securities held to maturity | 1,637,945,000 | 1,711,413,000 | 1,872,076,000 | 1,910,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,594,119,000 | 2,469,017,000 | 2,579,789,000 | 2,982,869,000 |
| Interest-bearing deposits | 2,511,570,000 | 2,429,676,000 | 2,541,686,000 | 2,926,202,000 |
| Noninterest-bearing deposits | 82,549,000 | 39,341,000 | 38,103,000 | 56,667,000 |
| Equity capital | 1,043,287,000 | 1,120,310,000 | 1,175,034,000 | 1,302,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 146,741,000 | 316,376,000 | 459,138,000 | 608,220,000 |
| Interest expense | 24,418,000 | 47,884,000 | 69,444,000 | 91,053,000 |
| Net interest income | 122,323,000 | 268,492,000 | 389,694,000 | 517,167,000 |
| Noninterest income | 9,686,000 | 22,992,000 | 34,912,000 | 45,216,000 |
| Noninterest expense | 23,409,000 | 50,276,000 | 82,114,000 | 110,678,000 |
| Provision for loan losses | 3,658,000 | -11,342,000 | -6,707,000 | -6,707,000 |
| Pretax income | 103,498,000 | 251,080,000 | 347,736,000 | 457,538,000 |
| Income tax | 570,000 | 1,564,000 | 2,751,000 | 3,505,000 |
| Net income | 102,928,000 | 249,522,000 | 344,985,000 | 454,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 994,006,000 | 1,068,745,000 | 1,113,672,000 | 1,206,697,000 |
| Total capital | 1,043,281,000 | 1,099,228,000 | 1,144,886,000 | 1,235,250,000 |
| Risk-weighted assets | 4,358,352,000 | 4,325,042,000 | 4,603,327,000 | 4,695,977,000 |