Call reports 2002
MONET BANK — 2002
What MONET BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 4,187,961,000 | 4,515,760,000 | 5,080,120,000 | 5,478,664,000 |
| Total loans | 2,015,547,000 | 2,242,675,000 | 2,503,774,000 | 2,918,150,000 |
| Allowance for loan losses | 19,866,000 | 22,936,000 | 27,683,000 | 47,000,000 |
| Securities available for sale | 77,963,000 | 62,743,000 | 55,499,000 | 893,926,000 |
| Securities held to maturity | 1,846,044,000 | 1,890,773,000 | 2,237,358,000 | 1,344,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,683,425,000 | 1,895,306,000 | 2,230,545,000 | 2,489,682,000 |
| Interest-bearing deposits | 1,660,416,000 | 1,832,322,000 | 2,177,362,000 | 2,453,633,000 |
| Noninterest-bearing deposits | 23,009,000 | 62,984,000 | 53,183,000 | 36,049,000 |
| Equity capital | 560,873,000 | 662,827,000 | 783,069,000 | 942,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 89,063,000 | 239,076,000 | 360,531,000 | 500,629,000 |
| Interest expense | 21,473,000 | 46,065,000 | 71,348,000 | 97,797,000 |
| Net interest income | 67,590,000 | 193,011,000 | 289,183,000 | 402,832,000 |
| Noninterest income | 4,836,000 | 10,469,000 | 16,997,000 | 30,273,000 |
| Noninterest expense | 13,912,000 | 31,919,000 | 55,247,000 | 79,280,000 |
| Provision for loan losses | 2,030,000 | 5,183,000 | 10,177,000 | 31,483,000 |
| Pretax income | 56,484,000 | 166,378,000 | 240,756,000 | 326,526,000 |
| Income tax | 56,000 | 673,000 | 1,137,000 | 1,629,000 |
| Net income | 56,428,000 | 165,705,000 | 239,619,000 | 324,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 545,953,000 | 645,055,000 | 765,540,000 | 891,079,000 |
| Total capital | 565,182,000 | 667,991,000 | 793,223,000 | 938,079,000 |
| Risk-weighted assets | 2,368,215,000 | 2,634,582,000 | 3,316,190,000 | 3,947,985,000 |