Call reports 2001
MONET BANK — 2001
What MONET BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,350,619,000 | 2,377,649,000 | 2,352,511,000 | 2,601,524,000 |
| Total loans | 1,850,684,000 | 1,902,888,000 | 1,856,679,000 | 1,945,436,000 |
| Allowance for loan losses | 16,364,000 | 15,359,000 | 20,433,000 | 18,220,000 |
| Securities available for sale | 201,719,000 | 161,259,000 | 131,035,000 | 101,621,000 |
| Securities held to maturity | 78,498,000 | 114,287,000 | 203,814,000 | 386,693,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,537,081,000 | 1,422,073,000 | 1,573,608,000 | 1,516,185,000 |
| Interest-bearing deposits | 1,515,886,000 | 1,395,839,000 | 1,550,054,000 | 1,447,976,000 |
| Noninterest-bearing deposits | 21,195,000 | 26,234,000 | 23,554,000 | 68,209,000 |
| Equity capital | 280,935,000 | 310,693,000 | 338,583,000 | 427,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 72,126,000 | 138,746,000 | 214,459,000 | 296,392,000 |
| Interest expense | 30,002,000 | 56,883,000 | 79,894,000 | 99,281,000 |
| Net interest income | 42,124,000 | 81,863,000 | 134,565,000 | 197,111,000 |
| Noninterest income | 3,553,000 | 8,352,000 | 13,982,000 | 24,125,000 |
| Noninterest expense | 11,602,000 | 24,739,000 | 39,688,000 | 54,273,000 |
| Provision for loan losses | 2,197,000 | 1,340,000 | 6,303,000 | 6,303,000 |
| Pretax income | 31,878,000 | 64,136,000 | 102,556,000 | 160,660,000 |
| Income tax | -96,000 | 407,000 | 432,000 | 917,000 |
| Net income | 31,974,000 | 63,729,000 | 102,124,000 | 159,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,782,000 | 280,349,000 | 323,401,000 | 413,273,000 |
| Total capital | 295,146,000 | 295,708,000 | 343,834,000 | 431,493,000 |
| Risk-weighted assets | 1,694,724,000 | 1,721,156,000 | 1,781,603,000 | 2,068,070,000 |