Call reports 2006
FIRST WESTERN BANK CUSTER — 2006
What FIRST WESTERN BANK CUSTER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 94,526,000 | 100,817,000 |
| Total loans | 71,280,000 | 74,947,000 |
| Allowance for loan losses | 975,000 | 978,000 |
| Securities available for sale | 16,083,000 | 15,510,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 84,101,000 | 91,802,000 |
| Interest-bearing deposits | 70,811,000 | 75,029,000 |
| Noninterest-bearing deposits | 13,290,000 | 16,773,000 |
| Equity capital | 8,846,000 | 8,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 1,465,000 | 3,047,000 |
| Interest expense | 523,000 | 1,131,000 |
| Net interest income | 942,000 | 1,916,000 |
| Noninterest income | 94,000 | 206,000 |
| Noninterest expense | 520,000 | 1,060,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 519,000 | 1,065,000 |
| Income tax | 22,000 | 45,000 |
| Net income | 497,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 8,953,000 | 8,796,000 |
| Total capital | 9,928,000 | 9,774,000 |
| Risk-weighted assets | 78,013,000 | 82,195,000 |