Call reports 2004

FIRST WESTERN BANK CUSTER — 2004

Name: FIRST WESTERN BANK CUSTER — FFIEC call report 2004
Creator: FIRST WESTERN BANK CUSTER

What FIRST WESTERN BANK CUSTER reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be578587-19f4-46c7-b2e5-82cfa42d56ba/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	93,206,000	97,992,000	98,950,000	96,583,000
Total loans	58,333,000	62,398,000	60,571,000	61,553,000
Allowance for loan losses	1,009,000	1,005,000	990,000	978,000
Securities available for sale	25,277,000	24,235,000	29,079,000	29,837,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	78,253,000	84,724,000	87,027,000	79,426,000
Interest-bearing deposits	67,106,000	70,634,000	70,214,000	65,737,000
Noninterest-bearing deposits	11,147,000	14,090,000	16,813,000	13,689,000
Equity capital	9,035,000	8,886,000	9,451,000	9,404,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,189,000	2,424,000	3,695,000	4,966,000
Interest expense	332,000	643,000	975,000	1,319,000
Net interest income	857,000	1,781,000	2,720,000	3,647,000
Noninterest income	119,000	233,000	353,000	461,000
Noninterest expense	518,000	1,064,000	1,602,000	2,182,000
Provision for loan losses	36,000	72,000	72,000	72,000
Pretax income	422,000	969,000	1,490,000	1,944,000
Income tax	22,000	41,000	64,000	82,000
Net income	400,000	928,000	1,426,000	1,862,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	8,627,000	9,030,000	9,363,000	9,349,000
Total capital	9,477,000	9,925,000	10,263,000	10,270,000
Risk-weighted assets	67,811,000	71,504,000	71,884,000	73,633,000