Call reports 2003

FIRST WESTERN BANK CUSTER — 2003

Name: FIRST WESTERN BANK CUSTER — FFIEC call report 2003
Creator: FIRST WESTERN BANK CUSTER

What FIRST WESTERN BANK CUSTER reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be578587-19f4-46c7-b2e5-82cfa42d56ba/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	85,572,000	91,606,000	95,407,000	88,165,000
Total loans	58,322,000	63,730,000	59,221,000	55,659,000
Allowance for loan losses	897,000	930,000	959,000	973,000
Securities available for sale	20,817,000	15,017,000	24,763,000	23,497,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	70,356,000	77,045,000	81,205,000	73,663,000
Interest-bearing deposits	60,843,000	64,154,000	65,350,000	61,490,000
Noninterest-bearing deposits	9,513,000	12,891,000	15,855,000	12,173,000
Equity capital	8,658,000	8,909,000	8,889,000	9,213,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,274,000	2,542,000	3,820,000	5,076,000
Interest expense	426,000	840,000	1,232,000	1,590,000
Net interest income	848,000	1,702,000	2,588,000	3,486,000
Noninterest income	78,000	165,000	339,000	495,000
Noninterest expense	524,000	1,039,000	1,551,000	2,119,000
Provision for loan losses	36,000	72,000	108,000	144,000
Pretax income	366,000	759,000	1,271,000	1,721,000
Income tax	9,000	27,000	47,000	69,000
Net income	357,000	732,000	1,224,000	1,652,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	8,251,000	8,479,000	8,713,000	8,977,000
Total capital	9,047,000	9,337,000	9,572,000	9,773,000
Risk-weighted assets	63,556,000	68,532,000	68,645,000	63,475,000