Call reports 2001
FIRST WESTERN BANK CUSTER — 2001
What FIRST WESTERN BANK CUSTER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,937,000 | 71,190,000 | 76,508,000 | 75,195,000 |
| Total loans | 45,796,000 | 49,225,000 | 47,542,000 | 50,145,000 |
| Allowance for loan losses | 618,000 | 655,000 | 676,000 | 746,000 |
| Securities available for sale | 14,912,000 | 13,613,000 | 21,228,000 | 18,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,590,000 | 58,475,000 | 63,478,000 | 62,131,000 |
| Interest-bearing deposits | 46,534,000 | 49,352,000 | 52,343,000 | 52,700,000 |
| Noninterest-bearing deposits | 7,056,000 | 9,123,000 | 11,135,000 | 9,431,000 |
| Equity capital | 6,545,000 | 6,796,000 | 7,147,000 | 7,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,701,000 | 4,108,000 | 5,453,000 |
| Interest expense | 628,000 | 1,227,000 | 1,876,000 | 2,408,000 |
| Net interest income | 674,000 | 1,474,000 | 2,232,000 | 3,045,000 |
| Noninterest income | 75,000 | 146,000 | 230,000 | 266,000 |
| Noninterest expense | 431,000 | 898,000 | 1,347,000 | 1,852,000 |
| Provision for loan losses | 33,000 | 78,000 | 144,000 | 210,000 |
| Pretax income | 285,000 | 644,000 | 983,000 | 1,261,000 |
| Income tax | 14,000 | 32,000 | 48,000 | 60,000 |
| Net income | 271,000 | 612,000 | 935,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,212,000 | 6,491,000 | 6,716,000 | 6,982,000 |
| Total capital | 6,830,000 | 7,146,000 | 7,356,000 | 7,656,000 |
| Risk-weighted assets | 49,708,000 | 53,360,000 | 51,202,000 | 53,864,000 |