Call reports 2014
CAPITAL WEST BANK — 2014
What CAPITAL WEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 166,651,000 | 162,044,000 | 162,141,000 |
| Total loans | 108,346,000 | 104,980,000 | 105,784,000 |
| Allowance for loan losses | 1,908,000 | 1,469,000 | 1,478,000 |
| Securities available for sale | 35,562,000 | 34,271,000 | 32,718,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 145,847,000 | 140,353,000 | 140,548,000 |
| Interest-bearing deposits | 101,931,000 | 96,351,000 | 96,101,000 |
| Noninterest-bearing deposits | 43,916,000 | 44,002,000 | 44,447,000 |
| Equity capital | 19,551,000 | 20,315,000 | 20,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 1,567,000 | 3,130,000 | 4,717,000 |
| Interest expense | 90,000 | 184,000 | 270,000 |
| Net interest income | 1,477,000 | 2,946,000 | 4,447,000 |
| Noninterest income | 205,000 | 347,000 | 596,000 |
| Noninterest expense | 1,519,000 | 2,905,000 | 4,506,000 |
| Provision for loan losses | 0 | -440,000 | -440,000 |
| Pretax income | 281,000 | 946,000 | 1,095,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 281,000 | 946,000 | 1,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 19,231,000 | 19,609,000 | 19,359,000 |
| Total capital | 20,734,000 | 21,066,000 | 20,820,000 |
| Risk-weighted assets | 121,791,000 | 116,344,000 | 116,726,000 |