Call reports 2013
CAPITAL WEST BANK — 2013
What CAPITAL WEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 167,507,000 | 165,324,000 | 171,252,000 | 167,399,000 |
| Total loans | 106,815,000 | 109,935,000 | 106,875,000 | 105,528,000 |
| Allowance for loan losses | 1,960,000 | 1,961,000 | 1,961,000 | 1,967,000 |
| Securities available for sale | 29,642,000 | 30,259,000 | 29,264,000 | 36,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,795,000 | 141,469,000 | 149,735,000 | 146,337,000 |
| Interest-bearing deposits | 103,947,000 | 104,932,000 | 105,212,000 | 104,056,000 |
| Noninterest-bearing deposits | 41,848,000 | 36,537,000 | 44,523,000 | 42,281,000 |
| Equity capital | 20,344,000 | 19,854,000 | 19,763,000 | 19,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 3,073,000 | 4,644,000 | 6,189,000 |
| Interest expense | 86,000 | 170,000 | 264,000 | 359,000 |
| Net interest income | 1,408,000 | 2,903,000 | 4,380,000 | 5,830,000 |
| Noninterest income | 234,000 | 634,000 | 904,000 | 1,127,000 |
| Noninterest expense | 1,725,000 | 3,465,000 | 5,085,000 | 6,667,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -79,000 | 117,000 | 244,000 | 335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -79,000 | 117,000 | 244,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,406,000 | 19,497,000 | 19,515,000 | 19,625,000 |
| Total capital | 20,868,000 | 21,003,000 | 20,932,000 | 21,115,000 |
| Risk-weighted assets | 116,395,000 | 119,957,000 | 112,727,000 | 118,671,000 |