Call reports 2012
CAPITAL WEST BANK — 2012
What CAPITAL WEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 172,314,000 | 166,702,000 | 168,562,000 | 171,704,000 |
| Total loans | 94,138,000 | 94,955,000 | 97,970,000 | 100,388,000 |
| Allowance for loan losses | 2,706,000 | 2,687,000 | 1,964,000 | 1,960,000 |
| Securities available for sale | 36,372,000 | 36,301,000 | 33,265,000 | 35,634,000 |
| Securities held to maturity | 2,493,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,307,000 | 145,239,000 | 146,435,000 | 149,524,000 |
| Interest-bearing deposits | 112,940,000 | 108,547,000 | 105,092,000 | 103,618,000 |
| Noninterest-bearing deposits | 38,367,000 | 36,692,000 | 41,343,000 | 45,906,000 |
| Equity capital | 19,538,000 | 20,029,000 | 20,686,000 | 20,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,166,000 | 4,712,000 | 6,278,000 |
| Interest expense | 177,000 | 302,000 | 404,000 | 496,000 |
| Net interest income | 1,419,000 | 2,864,000 | 4,308,000 | 5,782,000 |
| Noninterest income | 273,000 | 508,000 | 792,000 | 1,066,000 |
| Noninterest expense | 1,700,000 | 3,263,000 | 4,765,000 | 6,596,000 |
| Provision for loan losses | 0 | 0 | -720,000 | -960,000 |
| Pretax income | -8,000 | 350,000 | 1,296,000 | 1,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | 350,000 | 1,296,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,552,000 | 18,911,000 | 19,432,000 | 19,598,000 |
| Total capital | 19,853,000 | 20,218,000 | 20,739,000 | 20,987,000 |
| Risk-weighted assets | 102,756,000 | 103,013,000 | 103,843,000 | 110,058,000 |