Call reports 2011
CAPITAL WEST BANK — 2011
What CAPITAL WEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,986,000 | 172,646,000 | 187,157,000 | 181,380,000 |
| Total loans | 98,717,000 | 95,567,000 | 95,728,000 | 94,633,000 |
| Allowance for loan losses | 2,905,000 | 2,922,000 | 2,602,000 | 2,612,000 |
| Securities available for sale | 33,055,000 | 38,065,000 | 37,206,000 | 37,595,000 |
| Securities held to maturity | 2,750,000 | 2,748,000 | 2,596,000 | 2,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,507,000 | 151,174,000 | 165,532,000 | 160,297,000 |
| Interest-bearing deposits | 121,191,000 | 118,417,000 | 128,584,000 | 122,773,000 |
| Noninterest-bearing deposits | 32,316,000 | 32,757,000 | 36,948,000 | 37,524,000 |
| Equity capital | 19,927,000 | 19,970,000 | 20,069,000 | 19,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,482,000 | 5,178,000 | 6,819,000 |
| Interest expense | 306,000 | 578,000 | 833,000 | 1,063,000 |
| Net interest income | 1,426,000 | 2,904,000 | 4,345,000 | 5,756,000 |
| Noninterest income | 399,000 | 566,000 | 1,024,000 | 1,037,000 |
| Noninterest expense | 1,881,000 | 3,626,000 | 5,414,000 | 7,337,000 |
| Provision for loan losses | 0 | 0 | 52,000 | 52,000 |
| Pretax income | -79,000 | -179,000 | -119,000 | -619,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -79,000 | -179,000 | -119,000 | -619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,099,000 | 18,999,000 | 19,058,000 | 18,561,000 |
| Total capital | 20,445,000 | 20,300,000 | 20,366,000 | 19,858,000 |
| Risk-weighted assets | 106,082,000 | 102,867,000 | 103,297,000 | 102,370,000 |