Call reports 2010
CAPITAL WEST BANK — 2010
What CAPITAL WEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 195,359,000 | 188,028,000 | 188,679,000 | 178,970,000 |
| Total loans | 124,393,000 | 114,869,000 | 106,553,000 | 101,273,000 |
| Allowance for loan losses | 2,689,000 | 3,011,000 | 3,022,000 | 3,016,000 |
| Securities available for sale | 37,468,000 | 32,599,000 | 32,144,000 | 33,794,000 |
| Securities held to maturity | 1,942,000 | 2,529,000 | 2,426,000 | 2,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,884,000 | 165,873,000 | 166,643,000 | 157,536,000 |
| Interest-bearing deposits | 136,997,000 | 132,948,000 | 130,800,000 | 121,710,000 |
| Noninterest-bearing deposits | 35,887,000 | 32,925,000 | 35,843,000 | 35,826,000 |
| Equity capital | 20,776,000 | 20,518,000 | 20,519,000 | 19,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,325,000 | 4,444,000 | 6,436,000 | 8,274,000 |
| Interest expense | 564,000 | 1,000,000 | 1,385,000 | 1,732,000 |
| Net interest income | 1,761,000 | 3,444,000 | 5,051,000 | 6,542,000 |
| Noninterest income | 737,000 | 1,027,000 | 1,089,000 | 1,396,000 |
| Noninterest expense | 2,001,000 | 3,960,000 | 5,636,000 | 7,624,000 |
| Provision for loan losses | 50,000 | 500,000 | 500,000 | 675,000 |
| Pretax income | 447,000 | 8,000 | 1,000 | -364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 447,000 | 8,000 | 1,000 | -364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,979,000 | 19,547,000 | 19,546,000 | 19,178,000 |
| Total capital | 21,650,000 | 21,102,000 | 20,995,000 | 20,555,000 |
| Risk-weighted assets | 132,567,000 | 122,832,000 | 114,350,000 | 108,451,000 |