Call reports 2009
CAPITAL WEST BANK — 2009
What CAPITAL WEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 202,400,000 | 212,089,000 | 218,001,000 | 203,930,000 |
| Total loans | 134,806,000 | 135,461,000 | 136,733,000 | 130,924,000 |
| Allowance for loan losses | 1,607,000 | 2,686,000 | 2,702,000 | 2,795,000 |
| Securities available for sale | 32,618,000 | 46,393,000 | 45,904,000 | 39,073,000 |
| Securities held to maturity | 2,319,000 | 2,079,000 | 1,943,000 | 1,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,990,000 | 191,365,000 | 197,817,000 | 181,747,000 |
| Interest-bearing deposits | 153,263,000 | 159,167,000 | 138,801,000 | 146,282,000 |
| Noninterest-bearing deposits | 28,727,000 | 32,198,000 | 59,016,000 | 35,465,000 |
| Equity capital | 18,037,000 | 17,268,000 | 18,379,000 | 20,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,685,000 | 5,516,000 | 8,268,000 | 10,818,000 |
| Interest expense | 860,000 | 1,776,000 | 2,571,000 | 3,233,000 |
| Net interest income | 1,825,000 | 3,740,000 | 5,697,000 | 7,585,000 |
| Noninterest income | 459,000 | 783,000 | 1,017,000 | 1,186,000 |
| Noninterest expense | 1,772,000 | 3,661,000 | 5,803,000 | 7,755,000 |
| Provision for loan losses | 40,000 | 1,100,000 | 1,272,000 | 1,637,000 |
| Pretax income | 472,000 | -238,000 | -361,000 | -164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 472,000 | -238,000 | -361,000 | -164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,343,000 | 16,644,000 | 17,430,000 | 19,525,000 |
| Total capital | 19,063,000 | 18,494,000 | 19,260,000 | 21,276,000 |
| Risk-weighted assets | 147,835,000 | 147,160,000 | 145,766,000 | 138,891,000 |