Call reports 2008
CAPITAL WEST BANK — 2008
What CAPITAL WEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 195,782,000 | 194,216,000 | 200,704,000 | 194,821,000 |
| Total loans | 139,832,000 | 135,380,000 | 127,465,000 | 129,418,000 |
| Allowance for loan losses | 1,835,000 | 1,657,000 | 1,584,000 | 1,491,000 |
| Securities available for sale | 30,001,000 | 29,017,000 | 29,776,000 | 34,467,000 |
| Securities held to maturity | 2,197,000 | 2,196,000 | 2,196,000 | 2,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,624,000 | 174,853,000 | 180,833,000 | 173,149,000 |
| Interest-bearing deposits | 143,955,000 | 146,008,000 | 148,645,000 | 142,314,000 |
| Noninterest-bearing deposits | 31,669,000 | 28,845,000 | 32,188,000 | 30,835,000 |
| Equity capital | 18,317,000 | 17,585,000 | 17,331,000 | 17,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,248,000 | 6,023,000 | 8,824,000 | 11,516,000 |
| Interest expense | 1,296,000 | 2,419,000 | 3,505,000 | 4,490,000 |
| Net interest income | 1,952,000 | 3,604,000 | 5,319,000 | 7,026,000 |
| Noninterest income | 334,000 | 807,000 | 1,122,000 | 1,373,000 |
| Noninterest expense | 1,779,000 | 3,732,000 | 5,633,000 | 7,569,000 |
| Provision for loan losses | 204,000 | 427,000 | 902,000 | 1,252,000 |
| Pretax income | 303,000 | 263,000 | -83,000 | -411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 303,000 | 263,000 | -83,000 | -411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,770,000 | 17,613,000 | 17,190,000 | 16,863,000 |
| Total capital | 19,709,000 | 19,388,000 | 18,891,000 | 18,478,000 |
| Risk-weighted assets | 155,039,000 | 150,976,000 | 151,423,000 | 144,953,000 |