Call reports 2007
CAPITAL WEST BANK — 2007
What CAPITAL WEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 240,342,000 | 233,923,000 | 214,024,000 | 205,175,000 |
| Total loans | 157,770,000 | 147,816,000 | 149,559,000 | 145,526,000 |
| Allowance for loan losses | 1,442,000 | 2,099,000 | 2,016,000 | 1,681,000 |
| Securities available for sale | 59,849,000 | 59,439,000 | 33,583,000 | 30,657,000 |
| Securities held to maturity | 2,459,000 | 2,459,000 | 2,458,000 | 2,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,865,000 | 184,515,000 | 194,494,000 | 184,314,000 |
| Interest-bearing deposits | 158,348,000 | 154,934,000 | 159,460,000 | 154,841,000 |
| Noninterest-bearing deposits | 30,517,000 | 29,581,000 | 35,034,000 | 29,473,000 |
| Equity capital | 15,947,000 | 15,256,000 | 16,623,000 | 17,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,765,000 | 7,558,000 | 11,379,000 | 14,744,000 |
| Interest expense | 1,822,000 | 3,655,000 | 5,419,000 | 6,867,000 |
| Net interest income | 1,943,000 | 3,903,000 | 5,960,000 | 7,877,000 |
| Noninterest income | 290,000 | 583,000 | 910,000 | 1,233,000 |
| Noninterest expense | 1,708,000 | 3,554,000 | 5,316,000 | 7,031,000 |
| Provision for loan losses | 95,000 | 950,000 | 950,000 | 1,849,000 |
| Pretax income | 430,000 | -18,000 | 604,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | -18,000 | 604,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,029,000 | 15,538,000 | 16,680,000 | 17,677,000 |
| Total capital | 17,521,000 | 17,562,000 | 18,754,000 | 19,539,000 |
| Risk-weighted assets | 169,872,000 | 161,771,000 | 165,845,000 | 160,867,000 |