Call reports 2006
CAPITAL WEST BANK — 2006
What CAPITAL WEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 193,790,000 | 197,945,000 | 209,897,000 | 219,757,000 |
| Total loans | 132,386,000 | 140,389,000 | 149,002,000 | 155,570,000 |
| Allowance for loan losses | 1,228,000 | 1,297,000 | 1,392,000 | 1,448,000 |
| Securities available for sale | 34,986,000 | 35,019,000 | 33,611,000 | 31,984,000 |
| Securities held to maturity | 2,266,000 | 2,461,000 | 2,461,000 | 2,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,329,000 | 175,560,000 | 188,771,000 | 198,225,000 |
| Interest-bearing deposits | 147,188,000 | 148,659,000 | 160,713,000 | 166,285,000 |
| Noninterest-bearing deposits | 26,141,000 | 26,901,000 | 28,058,000 | 31,940,000 |
| Equity capital | 14,436,000 | 14,222,000 | 14,815,000 | 15,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,928,000 | 9,252,000 | 12,742,000 |
| Interest expense | 1,054,000 | 2,343,000 | 3,821,000 | 5,392,000 |
| Net interest income | 1,777,000 | 3,585,000 | 5,431,000 | 7,350,000 |
| Noninterest income | 240,000 | 497,000 | 763,000 | 1,032,000 |
| Noninterest expense | 1,456,000 | 2,979,000 | 4,634,000 | 6,172,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 470,000 | 922,000 | 1,289,000 | 1,849,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 470,000 | 922,000 | 1,289,000 | 1,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,812,000 | 14,885,000 | 15,040,000 | 15,831,000 |
| Total capital | 16,085,000 | 16,242,000 | 16,493,000 | 17,338,000 |
| Risk-weighted assets | 141,929,000 | 152,047,000 | 161,669,000 | 171,911,000 |