Call reports 2005
CAPITAL WEST BANK — 2005
What CAPITAL WEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 166,297,000 | 171,976,000 | 181,559,000 | 180,482,000 |
| Total loans | 116,685,000 | 122,512,000 | 127,785,000 | 125,253,000 |
| Allowance for loan losses | 958,000 | 1,034,000 | 1,096,000 | 1,141,000 |
| Securities available for sale | 27,002,000 | 31,112,000 | 34,807,000 | 37,360,000 |
| Securities held to maturity | 2,192,000 | 2,592,000 | 2,267,000 | 2,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,526,000 | 154,893,000 | 163,434,000 | 160,640,000 |
| Interest-bearing deposits | 128,714,000 | 130,411,000 | 136,307,000 | 135,551,000 |
| Noninterest-bearing deposits | 20,812,000 | 24,482,000 | 27,127,000 | 25,089,000 |
| Equity capital | 14,299,000 | 14,617,000 | 14,578,000 | 14,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,202,000 | 4,552,000 | 7,107,000 | 9,758,000 |
| Interest expense | 628,000 | 1,313,000 | 2,112,000 | 3,030,000 |
| Net interest income | 1,574,000 | 3,239,000 | 4,995,000 | 6,728,000 |
| Noninterest income | 208,000 | 429,000 | 675,000 | 936,000 |
| Noninterest expense | 1,302,000 | 2,547,000 | 3,869,000 | 5,248,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 417,000 | 984,000 | 1,589,000 | 2,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 417,000 | 984,000 | 1,589,000 | 2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,335,000 | 14,475,000 | 14,566,000 | 14,681,000 |
| Total capital | 15,332,000 | 15,547,000 | 15,705,000 | 15,863,000 |
| Risk-weighted assets | 117,562,000 | 124,708,000 | 131,423,000 | 131,184,000 |